Paywallet is a payroll-linked payment and identity solution provider that clients can use to expand borrowing and purchasing power of their customers
Paywallet is the only full life-cycle payroll-linked SaaS platform providing easy to integrate APIs to its clients for various lending use-cases. Paywallet places the borrower firmly and transparently in control of sharing their employment, financial records and identity data for credit decision-making. Lenders and other institutions can leverage Paywallet’s technology to verify employment and bank information and establish payroll-driven remittance instructions for their customers. This enables them to expand access more easily to those consumers who rely on their verified source of income as proof of their ability to pay.
Improve financial security through greater access to credit, affordable pricing and control in transactions between individuals and financial companies.
Develop journey-based solutions to improve transparency, approval and certainty of repayment for our clients and their target customers.
Paywallet transforms the way lenders improve payment certainty by enabling underwriting decisions based on accurate identity and employment data and payroll-linked repayment instructions
Paywallet funds your customer's existing bank account at any institution 2-3 days earlier. No need to change established bank relationships.
With a repayment commitment linked to payroll, lenders can expand their reach to millions of new customers while improving terms to retain existing customers.
Paywallet enables a frictionless direct payment from payroll, automating wage allotments and collections.
Paywallet enables millions of individuals to participate in buy now pay later (BNPL) at point of sale (POS), bringing together borrowers, lenders and merchants.